Bodily injury liability - pays, up to the limits of the policy, for injuries to other people you cause with your car

Property damage liability - pays, up to the limits of the policy, for damage to other people’s property caused by your car

Medical payments - pays medical bills incurred by you, your passengers or another party, up to the limits of the policy, if injured while riding in, entering or getting out of the car

Uninsured and underinsured motorists - allows you to collect damages from your own insurance company if the other party injures you and is uninsured or underinsured

Uninsured motorist property damage - allows you to collect damages from your own insurance company if the other party damages your vehicle and is uninsured

Collision - it will pay for damage to your car caused by collision or upset, subject to a deductible

Comprehensive / other than collision - pays for damages to your car caused by perils other than collision or upset...this includes such losses as theft, fire, a windstorm and glass breakage, a deductible may apply

Optional coverages

• Roadside assistance​ - pays for towing charges to the nearest car repair shop

• Loss of use - pays, up to applicable limits, for rental car service if your car is not driveable