What is interesting about insurance is that when you buy it, you hope you never have to use it. Unfortunately, most people end up having to use their insurance at least once. It can be a stressful situation when you get in a car accident, you get hail damage on your roof or water gets in your basement. To make the situation the least stressful, it's important that you keep all the right documents in a safe place, especially when it comes to car insurance. Being well prepared can make a world of a difference when filing a car accident claim.

 

Story time. The world feels like we're getting back to normal, so imagine your company starts requiring you go back into the office every day for work. Most people drive a car to work. So you hop in your car to go to work for the first time in awhile, and you get in a car accident. Your car gets $2,000 worth of damage, and you have a $500 collision deductible. YouHaving your most up to date ID card, which includes your policy number and company phone number, in your glove box.